CALI provided feedback on the draft Insurance Contracts Amendment (Genetic Testing Protections in Life Insurance) Regulations 2026 (Regulations), which support amendments in Schedule 1 to the Treasury Laws Amendment (Genetic Testing Protections in Life Insurance and Other Measures) Act 2026, and the Explanatory Statement.
CALI and its members have consistently supported a legislated ban on the use of genetic tests in life insurance underwriting. We recognise that genetic testing plays an important role in enabling Australians to better understand and manage their health and support participation in medical research.
Our submission made a number of targeted amendments are required to ensure the framework operates clearly in practice, avoids unintended compliance risk, and aligns with its intended enforcement approach.