Our Policies

Genetic testing

Genetic testing has the potential to play an important role in empowering Australians to be better informed about their health and wellbeing. It also allows them to manage any health risks through preventative actions and personalised medicine.

CALI welcomes the Australian Government’s announcement on 11 September 2024 to prohibit the use of genetic test results in insurance underwriting. This will ensure that Australians feel confident to undertake genetic testing or participate in scientific research.

Currently, the Life Insurance Code of Practice sets out how insurers will use genetic tests and ensures Australians can access a suitable level of life insurance without being asked about the result of a previously taken genetic test.

It has never been the life insurance industry’s intention to deter people from taking genetic tests or participating in scientific research.