Our Policies

Genetic testing

We recognise that genetic testing has the potential to play an important role in empowering Australians to be better informed about their health and wellbeing. It also allows them to manage any health risks through preventative actions and personalised medicine.

The life insurance industry does not want to dissuade people from taking genetic tests or participating in scientific research.

Our industry is supportive of any moves to give Australians peace of mind through Federal Government regulation of the use of genetic test results by life insurers.

Currently, the Life Insurance Code of Practice (Life Code) sets out how insurers will use genetic tests and ensures Australians can access a suitable level of life insurance without being asked about the result of a previously taken genetic test.